> For the complete documentation index, see [llms.txt](https://dukarun.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://dukarun.gitbook.io/docs/customers-and-credit.md).

# Customers & Credit

Keep customer details, credit decisions, sales, payments, and unpaid balances in one account. Approve credit deliberately and give the customer clear limits and payment terms.

## Common actions

* [Creating a customer and setting credit](/docs/customers-and-credit/creating-a-customer-with-credit.md)
* [Making a credit sale](/docs/selling/making-a-credit-sale.md)
* [Receiving a customer payment](/docs/customers-and-credit/receiving-a-customer-payment.md)

## Understand the balance

A credit sale increases the amount the customer owes. A customer payment reduces it. If a payment is more than the open invoices, Dukarun keeps the extra amount as a downpayment for future use.